The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $35,000 from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.


​The HBP allows you to pay back the withdrawn funds within a 15-year period.



Contact Me

Patrick Ramsarran

Patrick Ramsarran

Real Estate Sales Representative and Mortgage Agent

Axxess Real Estate Ltd., Brokerage and MortgageOne Solutions Licence # M17000491

Think Outside the Bank

5757 Kennedy Road, Suite 2, Mississauga, Ontario, L4Z 0C5

directaxxess@gmail.com

(416) 689-9119

1 (888) 765-0709

1 (800) 915-0215

What Are, Our Clients Saying About Our Service?

I would never give Patrick and Sara less than 10 stars, for the human, professional and caring beings they truly are! Thank you Patrick and Sara for everything you do to make my (and my family's) life easy and for being who you are.
 

Mohamed From Oakville

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General Terms of Use

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern this site’s owner’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

Terms of Use & Privacy

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Terms of Use

  • This representation is based in whole or in part on data generated by the Real Estate Board/Website Administrator which assumes no responsibility for its accuracy. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
  • All MLS® data obtained from this Virtual Office Website ('VOW') is intended only for your personal, non-commercial use.
  • You have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered through this VOW.
  • You will not copy, redistribute, retransmit, or otherwise use any of the data or Listing Information provided, except in connection with your consideration of the purchase, sale, or lease of an individual property.
  • Real Estate Board/Website Administrator ownership of and the validity of Real Estate Board’s proprietary rights and copyright in the MLS® database, MLS® data, Real Estate Board's MLS® System, and Listing Information.
  • You will not, directly or indirectly, display, post, disseminate, distribute, publish, broadcast, transfer, sell or sublicense any Listing Information to another individual or entity. The prohibited uses expressly include ‘scraping’ (including ‘screen scraping’ and ‘database scraping’), ‘data mining’ or any other activity intended to collect, store, re-organize, summarize or manipulate any Listing Information or any related data.
  • The Terms of Use agreement also expressly authorizes Real Estate Board, and other Real Estate Board Members or their duly authorized representatives, to access the VOW for the purposes of verifying compliance with MLS® Rules and Policies (including the VOW Rules) and monitoring the display of Members’ Listings by the VOW.
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Privacy

  • My website automatically gathers certain usage information like the numbers and frequency of visitors. This data helps me determine how many visitors use parts of the website, so I can improve my website to assure that it is as appealing as I can make it for as many of you as possible.
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  • We may provide statistical "ratings" information, never information about you personally, to our partners about how our clients and visitors, collectively. We do this so they too can understand how much people use their areas and our website in order for them to provide you with the best possible Web experience.
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  • We may use your information to let you know of additional products and services which you might be interested. We may ask you for information about your interests so that both you and we can take advantage of the interactivity of the online medium, but you may always choose to respond or not, or opt out of future mailings.
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  • This website may contain links to other websites. We are not responsible for the privacy practices or the content of such websites.
  • If we elect to change our privacy policy, you will be notified, and we will post those changes here so that you will always know what information we gather, how we might use that information and whether we will disclose it to anyone.

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